Workers’ Compensation

Workers’ Compensation Advice For Employers:

1. Understand your Workers’ Compensation coverage, what it is, and how workers’ injury claims are processed, and the extent of benefits provided.
2. Require employees that experience workplace injuries to report their injuries to their supervisors promptly.
3. Understand the impact of claims on your workers’ compensation premium costs and your company’s experience modification factor.
4. For jobs that are primarily white collar, make sure that desks and computer work stations are set-up ergonomically to minimize carpal tunnel injuries.
5. For jobs that require extensive travel, make sure employees have safe driving records and valid driver’s licenses, and follow safe driving guidelines.
6. Monitor all workers’ compensation claims and be aware of the signs of workers’ compensation fraud.
7. At the expiration of your workers’ compensation policy make sure that the payroll audit forms sent to you by the insurance company are accurately and promptly completed to ensure premium charges are correct.