General Liability coverage, often referred to as Commercial Liability or Public Liability insurance, provides insurance protection against bodily injury and property damage claims brought against the “insureds” by third parties or members. For example, claims resulting from alcohol misuse, hazing, sexual misconduct, slips and falls, and fights, all fall under General Liability.
Definitions of insureds commonly includes the fraternity/sorority entity, appointed or elected inter/national volunteers, recognized house corporations and alumni advisory board entities, and those local volunteers (chapter advisers and house corporation members). Please consult with your fraternity/sorority headquarters for further clarification.
The basis for such bodily injury and property damage claims is an allegation of negligence against one or more of the insureds which has resulted in damages to the third party.
This basic information has been prepared as information only. The actual insurance policies are subject to definitions, duties, exclusions, limitations, and various other terms and conditions. This information does not amend, extend, or alter the coverage afforded by the actual insurance policies.
Our experienced staff is ready to help you today.